Appalachian Coastal Advantage is a new homeowners program, now servicing the entire state of Florida, except Monroe County. It is 100% backed by Lloyd’s and offered by AUI. This program is designed for the coastal home insurance marketplace.
Highlights of Program:
- Competitive pricing with no distance to coast restrictions
- Monroe Counties is closed
- Coverage A from $100k -$2 Million
- TIV pricing, so underlying coverage can be adjusted or excluded altogether for best price
- AP Deductibles of $1,000, $2,500, and $5,000 Wind/Hail coverage matches AOP Deductible
- Separate Named Storm Deductible (2% Available)
- Wind ALWAYS included
- Forms Available: HO3, Replacement cost on contents included
- Primary, Secondary & Seasonal, & Annual Tennant Occupancy eligible
- 1945 and newer (Super preferred pricing on newer homes and roofs)
- Up to 2 losses within the last 3 years, total not to exceed $20,000
- PC 1-9
- LLCs and Trusts Accepted
- Multiple protective, roof, and wing mitigation discounts available
- Discretionary underwriting credits available on final rate for competitive situations
- Commission is 12% for New Business and Renewal – seeking rollover opportunities at 15%
- No bankruptcy
- Florida Underwriting Guidelines
Our online platform for agents is now live! Go to http://www.coastaladvantageins.com/ to start quoting. Call today for a phone quote: 888-376-9633 ext. 2005
o Online rating and quoting as AUI Sub-Producer
o Quote indication and print Binder in minutes
o Ability to issue Binder to afford 30 days to collect and submit money
o Binder expires after 30 days, no minimum premium offered