Appalachian Coastal Advantage is a new homeowners program, now servicing the entire state of Florida, except Pinellas, Miami-Dade, Broward, and Monroe Counties. It is 100% backed by Lloyd’s and offered by AUI. This program is designed for the coastal home insurance marketplace.

Highlights of Program:

• Competitive pricing with no distance to coast restrictions
• Pinellas, Miami-Dade, Broward, and Monroe Counties will open later in the year
• Coverage A from $100k -$2 Million
• TIV pricing, so underlying coverage can be adjusted or excluded altogether for best price
• AP Deductibles of $1,000, $2,500, and $5,000 Wind/Hail coverage matches AOP Deductible
• Separate Named Storm Deductible (2% Available)
• Wind ALWAYS included
• Forms Available: HO3, Replacement cost on contents included
• Primary, Secondary & Seasonal, & Annual Tennant Occupancy eligible
• 1945 and newer (Super preferred pricing on newer homes and roofs)
• Up to 2 losses within the last 3 years, total not to exceed $20,000
• PC 1-9
• LLCs and Trusts Accepted
• Miltiple protective, roof, and wing mitigation discounts available
• Discretionary underwriting credits available on final rate for competitive situations
• Commission is 12% for New Business and Renewal – seeking rollover opportunities at 15%
• No bankruptcy
• Florida Underwriting Guidelines

 

Our online platform for agents is now live! Go to http://www.coastaladvantageins.com/ to start quoting. Call today for a phone quote: 888-376-9633 ext. 2005

o   Online rating and quoting as AUI Sub-Producer

o   Quote indication and print Binder in minutes

o   Ability to issue Binder to afford 30 days to collect and submit money

o   Binder expires after 30 days, no minimum premium offered