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New, Unique Residential Property Market – Evanston Insurance Company!

Personal Lines

Appalachian Underwriters, Inc. is excited to announce the release of a new in-house Personal Lines market – Evanston Insurance Company (Markel), an “A” Rated A.M. Best Company!

This unique agency billed surplus lines program is insurance scored and does individual location technical wind pricing on all coastal exposures while also offering as broad an underwriting appetite as anyone in the market!

Writing the entire states of AL, FL, GA, LA, MO, MS, NC, SC, TN, and TX.

(20 more states scheduled for the 4th QTR!)

  • Homeowners, Dwelling Fire, Condo – (HO3, DP3, and HO6)
  • Primary, Secondary Seasonal, Rental, Vacant, Builder Risk (COC)
  • Commissions 12% New Business and Renewal
  • Tri-County Open, min Coverage A $200K until capacity filled


Coverage Highlights:

  • Total Insurance Values from $100K min to $5MM, $1.5MM PC9-10, HO6 $500K max
  • TIV rating, pay for what is required, adjust underlying coverages to any amount including excluding
  • Insurance Scored, with discretionary credits available for preferred risks
  • Age of dwelling 1945 and newer is replacement cost, otherwise FRC to 1900 unless complete rebuild
  • PC 1-10!
  • Up to 3 losses are eligible, severity no problem, but is potentially referred to carrier for review
  • Bankruptcy, Foreclosure, or Repossessions within last 5 years is a referral
  • Acreage – No limit, but greater than 50 acres is a referral
  • 10 optional endorsements; water backup, ERC and mold coverage to name a few


Submit an Application or Acord to, just advise to “Quote Markel” and any target premium you are seeking.

Also, if you have quoted Lexington or Xpress/Coastal Advantage programs, email us the application for us to quote from!

For questions, call 888-376-9633, Ext. 2005

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