Coastal Advantage is Now Live in the Carolinas!

High Net Worth, Personal Lines

Coastal Advantage, AUI’s next generation “Coastal – Xpress” Quote and Issuance platform for complicated residential property insurance needs throughout coastal areas of the United States, is now live in North and South Carolina! This proprietary platform brings agents a full spectrum of property solutions with multiple participating carriers depending on the location and values requested.

Serving Tier 1 Territories for HO3 in NC and SC

Rate Online Now at

Phone Quotes: 888-376-9633, ext. 2005

Values over $750K: ext. 2655

HO3 Highlights:

  • Primary, Secondary, Seasonal and Annual Tenant Occupancy eligible
  • PC 1-9
  • LLCs and Trusts accepted
  • Commission is 12% for New Business and Renewal – seeking rollover opportunities at 15%
  • No Bankruptcy
  • Very competitive pricing with only 50 ft. distance to coast restriction
  • Coverage A from $100K to $5M
  • 15 optional endorsements available, with multiple tiers of coverage
  • TIV Pricing, so underlying coverage can be adjusted or excluded altogether for the best price
  • AOP Deductibles to $1,000, $2,500, $5,000, Wind/Hail coverage matches AOP Deductible
  • Wind ALWAYS included
  • 1945 and newer (super preferred pricing on modern homes and roofs)
  • Up to 2 losses within the last 3 years total not to exceed $50,000
  • Multiple protective, roof and wind mitigation discounts available
  • Discretionary underwriting credits available on final rate for competitive situations


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