Appalachian Coastal Advantage Now Servicing State of Florida

Appalachian Coastal Advantage is a new homeowners program, now servicing the entire state of Florida, except Pinellas, Miami-Dade, Broward, and Monroe Counties. It is 100% backed by Lloyd’s and offered by AUI. This program is designed for the coastal home insurance marketplace.

Highlights of Program:

  • Competitive pricing with no distance to coast restrictions
  • Pinellas, Miami-Dade, Broward, and Monroe Counties will open later in the year
  • Coverage A from $100k -$2 Million
  • TIV pricing, so underlying coverage can be adjusted or excluded altogether for best price
  • AP Deductibles of $1,000, $2,500, and $5,000 Wind/Hail coverage matches AOP Deductible
  • Separate Named Storm Deductible (2% Available)
  • Wind ALWAYS included
  • Forms Available: HO3, Replacement cost on contents included
  • Primary, Secondary & Seasonal, & Annual Tennant Occupancy eligible
  • 1945 and newer (Super preferred pricing on newer homes and roofs)
  • Up to 2 losses within the last 3 years, total not to exceed $20,000
  • PC 1-9
  • LLCs and Trusts Accepted
  • Miltiple protective, roof, and wing mitigation discounts available
  • Discretionary underwriting credits available on final rate for competitive situations
  • Commission is 12% for New Business and Renewal – seeking rollover opportunities at 15%
  • No bankruptcy
  • Florida Underwriting Guidelines

 

Our online platform for agents is now live! Go to http://www.coastaladvantageins.com/ to start quoting. Call today for a phone quote: 888-376-9633 ext. 2005

o   Online rating and quoting as AUI Sub-Producer

o   Quote indication and print Binder in minutes

o   Ability to issue Binder to afford 30 days to collect and submit money

o   Binder expires after 30 days, no minimum premium offered