New Preferred Home Market Available for Agents and Insureds in Five More States!

High Net Worth, Personal Lines

Appalachian Underwriters has expanded the relationship with one of our preferred admitted markets! Our team has generous in-house authority levels and can quote, bind, and issue a policy in minutes!

Coverage is now available in LA, MA, ME, NH, and OH, as well as AZ, CA, CT, GA, IL, MI, NJ, NY, VA!

Risk Eligibility:

  • Coverage A varies by state, but starts as low as $150,000 for the OneChoice product, up to $10,000,000 on the Premier Product
  • One to four family, owner occupied homes
  • Personal Automobile, Personal Collections and Personal Excess Liability cover can be endorsed onto the policy in certain states
  • No more than one loss in three years or two losses in five years


Optional Coverage Enhancements:

  • Guaranteed Replacement Cost Dwelling
  • Identity Theft Expenses – $25,000 Coverage
  • Water Backup – Up to Coverage A and Coverage C limits
  • Building Ordinance Law – Up to Coverage C limit
  • Loss Assessment – $100,000 limit
  • Liability Limits – Up to $1,000,000
  • Personal Injury – Up to Coverage E limit
  • Watercraft – 26 ft. or less with a max speed of 50 mph
  • Equipment Breakdown Coverage (optional) – Covers property under Coverage A, B, and C. $250 deductible with $50,000 limit
  • Green upgrades – Optional to purchase up to $50,000 to coverage to rebuild dwelling with environmentally friendly material


Email submissions to

For Phone Quoting, call 888-376-9633


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